Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

 

RECOMMENDED LENDERS

 

 

 

 

Jack Smyth, Residential Loan Officer

Bank of Hawaii

130 Merchant St, suite 810

Honolulu, HI 96813

694-8957 phone

265-2287 cell

533-0173 fax

Jack.Smyth@boh.com

 

Alan Fentriss


Residential Loan Officer/Manager
NMLS 316244
American Savings Bank
p. 808.593.4869│ c. 808.927.3401
afentriss@asbhawaii.com

 

Grischa Hendreschke
Vice President

C-2 Financial Corp

Tel: (808) 557-5042

www.c2hawaii.com

grischa@c2hawaii.com

1003 Bishop St., Pauahi Tower, Ste. 700, Honolulu, HI 96813

 

 Tiare Fullerton

 Vice President and Sr. Loan Officer
Mortgage Associates of Hawaii Inc.
Cell:
808-347-1028
Fax:
808-237-5786
E-Mail:
tfullerton@mahiloans.com
Website:
www.mahiloans.com


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